Our industry experts have developed the Intero Consulting Banking Trend Monitor (2021) based on many years of project experience with leading DACH groups in the finance and banking sector. This adds our own expertise to the Gartner Hype Cycle and Lünendonk and reflects the current trends in the banking sector. The trend monitor takes up the phases of Gartner's five phases: Innovation Phase, Hype Phase, Disillusionment Phase and Introduction and Establishment of Trends.
Trends from the Innovation & Hype maturity phase in particular are currently attracting a lot of attention. One example of this is the cryptocurrency hype surrounding Bitcoin, Etherium, etc. However, the technology potential for the financial sector is not yet entirely clear and is still being analysed. The trends should be observed until they enter the sobering phase - large investments should be avoided for the time being. High investment volumes, on the other hand, are currently in the trends of the sobering and introduction phase. Cloud banking and cyber security in particular are already realising their potential. Due to their increasing relevance, not only the intended use but also regulation and compliance are becoming more important. Technologies in the established phase are already in use. Higher investments are no longer expected.
